Before you enter into a contract of general insurance, you have a duty at common law to disclose to us every matter you know, or could reasonably be expected to know, that a prudent insurer would want to take into account in deciding whether to insure you and, if so, on what terms.
This applies to all persons to be covered under the contract of insurance.
You have the same duty to disclose those matters before you renew, extend, vary or reinstate a contract of general insurance.
This duty however, does not require disclosure of a matter that:
If you make a material misrepresentation to us, or if you do not comply with the duty of disclosure we may treat your policy as if it never existed.
We are committed to protecting your privacy. We collect the personal information we need to assess insurance applications, provide quotations, issue insurance policies and assess claims made under them. We may not be able to do these things if you don’t provide the information we need.
We provide your personal information to the insurer that underwrites your insurance and our related companies in Australia. We provide your name and policy number to any intermediary that arranged your policy or referred you to us. We may also provide relevant personal information to our trusted suppliers including financiers, loss adjusters, assessors, surveyors, repairers, professional advisers, document storage centres and IT service providers.
If you make a claim, we may also need to provide relevant personal information to authorities (such as the police, licensing and registration bodies and New Zealand Companies Office) and to other insurers in the event of recovery or litigated action.
We may use your contact details to send you marketing communications that we believe will be of interest to you. You can opt out from receiving these at any time.
Please read, download and save the Honda Rider Insurance Policy Wording. This describes the features, benefits, terms, conditions, limits and exclusions applicable to the insurance.
By accepting our terms and conditions you acknowledge you have had a chance to consider our Product Disclosure Statement to consider if this insurance is right for you.
The Product Disclosure Statement can be found here.
We will also ask you questions that require your understanding of our Duty of Disclosure, this can be found within the Product Disclosure Statement and notes as follows:
Before You enter into an insurance contract, You have a duty of disclosure under the Insurance Contracts Act 1984.
We may ask you questions that are relevant to our decision to insure You and on what terms. If We do, You must tell Us anything that you know and that a reasonable person in the circumstances would include in their answer.
You have this duty until We agree to insure You.
If you do not tell us something
If You do not tell Us anything You are required to, We may cancel your contract or reduce the amount We will pay you if You make a claim, or both.
If Your failure to tell Us is fraudulent, We may refuse to pay a claim and treat the contract as if it never existed.
We will collect personal information to assist completing this insurance, AIG Australia and NM Insurance are committed to protecting Your privacy. Within the Policy Wording you can read further about our Privacy Policies.
By purchasing HRI you agree to receive insurance updates and further information from Blue Wing Honda about products, services, and other offerings (by electronic message, including email and text message) using the contact details provided by you. You can opt out of this communication at anytime.
By accepting our terms and conditions you are understanding and acknowledging the above.
Unfortunately, we are unable to provide a quote online due to restrictions in our acceptance criteria.
If you wish to discuss further please feel free to call us on 0800 455 002.
We are open between 8.30am – 5pm Monday to Friday.